43 York Street

451 - Downtown, St. Catharines, L2R 6C2

$398,500

Reduced $26,500 from $425,000

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  • 4+2 bedrooms
  • 5 bathrooms
  • 3 parking
  • 1500-2000 sq ft

Listed 53 days ago · MLS® X13721904

About this home

LEGAL DUPLEX - VACANT UPPER UNIT - EXCELLENT INVESTMENT OPPORTUNITY. Excellent opportunity to own a legal duplex in an established St. Catharines neighbourhood offering immediate rental income and strong future income potential. The main floor and lower level are occupied by great long-term tenants, providing reliable income from day one. The vacant second-floor unit gives the new owner the flexibility to select their own tenant and establish current market rent, creating an attractive opportunity to maximize overall income. For an owner-occupier, move into the vacant upper unit while benefiting from substantial rental income from the existing tenanted portion to help offset mortgage and carrying costs. The property features two self-contained units with separate private entrances and separate hydro meters. Additional features include an updated kitchen, coin laundry, private driveway, and front and rear decks. Conveniently located in the established Haig Street neighbourhood within walking distance of downtown St. Catharines, shopping, restaurants, entertainment and public transit. With legal duplex status, established tenants, a vacant upper unit, separate hydro meters, and strong income potential, this is a compelling opportunity for investors and owner-occupiers alike.

Details

Type
Duplex
Style
2-Storey
Size
1500-2000 sq ft
Lot
41 × 87.23 ft
Basement
Full, Finished, Finished with Walk-Out
Garage
None
Kitchens
4
Property tax
$3,250 (2026)
Neighbourhood
451 - Downtown
Municipality
St. Catharines

Interior

Bedrooms
4 above ground + 2 below
Bathrooms
2 × 3-piece (second), 1 × 4-piece (main), 2 × 3-piece (basement)
Kitchens
4 (2 below ground)
Rooms
11 above ground + 4 below
Family room or den
No
Fireplace
No

Heating, cooling and services

Heating
Radiant, Gas
Air conditioning
Window Unit(s)
Water and sewer
Sewer

Building and exterior

Style
2-Storey
Exterior
Brick
Roof
Asphalt Shingle
Foundation
Concrete
Faces
West

Parking

Total parking
3

Lot

Size
41 × 87.23 ft

More

Possession
ASAP Preferred
Cross street
Between Welland Avenue & Carlton Street

History of this address

3 earlier listings at this address, with sold and leased prices. Create a free account or sign in to see them.

Location

Location is approximate. See nearby homes on the map

Recent sales nearby

See what similar homes within 1 km sold for in the last year. Create a free account or sign in to see them.

The neighbourhood

Getting around Walkable

No subway, LRT or GO station within a short trip.

Within a 10-minute walk: no grocery stores, 19 cafés and restaurants, 4 parks, 4 pharmacies. Nearest park: Alex McKenzie Park (400 m).

Schools nearby

Elementary

  • French Elite Montessori Private10 min walk
  • Harriet Tubman Public School
    EQAO: Gr 6 reading 84%, math 60%
    10 min walk
  • St. Nicholas Catholic Elementary School Catholic
    EQAO: Gr 6 reading 82%, math 18%
    15 min walk
  • École élémentaire catholique Immaculée-Conception French
    EQAO: Gr 6 reading 85%, math 31%
    15 min walk

Secondary

  • St. Catharines Collegiate Catholic
    EQAO: Gr 9 math 74%, literacy test 85%
    12 min walk
  • St. John Adult Learing Centre Catholic1.7 km

EQAO: share of students meeting the provincial standard (2024–25). Ontario average: Gr 6 reading 86%, math 51%; Gr 9 math 55%; literacy test 83%.

Closest schools, not school zones. Check which school serves this address with the school board before relying on it.

Who lives here postal area L2R

Owners / renters
50% / 50%
Median household income
$61,200
Average age
42
Children under 15
14%
Homes
49% detached, 13% high-rise
Commute by transit
5%
Population
25,558

Languages spoken most at home besides English: Spanish 1.5%, Arabic 0.9%, Mandarin 0.4%, Tagalog (Pilipino, Filipino) 0.4%.

Flood and conservation No mapped hazard

Not inside a mapped flood plain or regulated area in Niagara Peninsula Conservation’s mapping.

Screening maps only. Ask the conservation authority for a property inquiry before relying on this.

Safety

Crime Severity Index for Niagara Region (St. Catharines) police: 54 vs 57 for Ontario (2025).

Police-reported figures for the whole police service area, not this street. Rates use the area’s resident population.

Distances are approximate. Places © OpenStreetMap contributors. Neighbourhood figures: Statistics Canada, 2021 Census. School results: EQAO via Ontario Data Catalogue (Open Government Licence – Ontario). Flood and regulation mapping: Niagara Peninsula Conservation open data. Crime Severity Index: Statistics Canada.

Living here

Commute

To Union Station (downtown Toronto): 54 km. Transit times · Driving times

Noise Nothing major nearby

No highway within 500 m, rail line within 300 m, or airport flight path nearby.

Distances from the map, not noise measurements. Visit at rush hour to judge for yourself.

Internet High-speed

50/10 Mbps or faster available here by cable, fibre or DSL (the federal high-speed target).

From the federal broadband map. Check exact speeds and providers for the address.

Roads, rail, airports and planned stations © OpenStreetMap contributors. Internet: Innovation, Science and Economic Development Canada, National Broadband Data.

Listed by RE/MAX GARDEN CITY REALTY INC, BROKERAGE.

Listing information provided by PropTx Innovations Inc. and TRREB; deemed reliable but not guaranteed accurate by PropTx.

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