1052 RAT BAY Road 108-8

Franklin, Lake of Bays, P1H 2J6

$34,500

Reduced $27,450 from $61,950

Photo 1 of 39Photo 2 of 39Photo 3 of 39Photo 4 of 39Photo 5 of 39Photo 6 of 39Photo 7 of 39Photo 8 of 39Photo 9 of 39Photo 10 of 39Photo 11 of 39Photo 12 of 39Photo 13 of 39Photo 14 of 39Photo 15 of 39Photo 16 of 39Photo 17 of 39Photo 18 of 39Photo 19 of 39Photo 20 of 39Photo 21 of 39Photo 22 of 39Photo 23 of 39Photo 24 of 39Photo 25 of 39Photo 26 of 39Photo 27 of 39Photo 28 of 39Photo 29 of 39Photo 30 of 39Photo 31 of 39Photo 32 of 39Photo 33 of 39Photo 34 of 39Photo 35 of 39Photo 36 of 39Photo 37 of 39Photo 38 of 39Photo 39 of 39
  • 2 bedrooms
  • 2 bathrooms
  • 4 parking
  • 900-999 sq ft

Listed 1058 days ago · MLS® X10898413

About this home

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 8) in 2026 starts on August 15. The four other floating weeks rotate each year so it's fair to all the owners. Remaining weeks for 2026: February 14, May 23, October 10, December 5/2026 . Included for your enjoyment: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can even moor your own boat at Blue Water Acres for your weeks during boating season. All the cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. There is NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.

Details

Type
Other
Style
Bungalow
Age
16-30 years
Size
900-999 sq ft
Basement
None
Garage
None
Kitchens
1
Maintenance fee
$427/month
Neighbourhood
Franklin
Municipality
Lake of Bays

Interior

Bedrooms
2 above ground
Bathrooms
1 × 3-piece (main), 1 × 4-piece (main)
Rooms
9 above ground
Fireplace
Propane
Laundry
Inside
Features
Water Heater

Heating, cooling and services

Heating
Baseboard, Propane
Air conditioning
Wall Unit(s)

Building and exterior

Style
Bungalow
Exterior
Wood
Roof
Shingles
Foundation
Block
Age
16-30 years
Faces
South
Pool
Indoor, Inground
Outdoor
Deck, Recreational Area, Year Round Living
Waterfront
WaterfrontCommunity

Parking

Total parking
4
Driveway and parking
Reserved/Assigned, Mutual

Condo

Building
108-8 Algonquin
Monthly fee
$427
Fee includes
Cable TV Included, Hydro Included, CAC Included, Heat Included, Building Insurance Included, Common Elements Included, Parking Included
Amenities
Party Room/Meeting Room, Satellite Dish, Visitor Parking, Indoor Pool
Exposure
South
View
Beach, Panoramic, Bay, Lake, Trees/Woods
Property manager
Blue Water Acres

More

Possession
Flexible
Nearby
Golf
Cross street
From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres

Rooms

RoomLevelSizeFeatures
Living RoomMain5.86 × 3.04 m (19'3" × 10')
Living RoomMain5.86 × 3.04 m (19'3" × 10')
Dining RoomMain3.35 × 4.31 m (11' × 14'2")
Dining RoomMain3.35 × 4.31 m (11' × 14'2")
KitchenMain2.64 × 4.31 m (8'8" × 14'2")
KitchenMain2.64 × 4.31 m (8'8" × 14'2")
SunroomMain4.19 × 5.38 m (13'9" × 17'8")
SunroomMain4.19 × 5.38 m (13'9" × 17'8")
Primary BedroomMain5.43 × 3.35 m (17'10" × 11')
Primary BedroomMain5.43 × 3.35 m (17'10" × 11')
BedroomMain3.25 × 3.35 m (10'8" × 11')
BedroomMain3.25 × 3.35 m (10'8" × 11')
BathroomMain3.3 × 3.3 m (10'10" × 10'10")
BathroomMain3.3 × 3.3 m (10'10" × 10'10")
OtherMain3.04 × 3.86 m (10' × 12'8")
OtherMain3.04 × 3.86 m (10' × 12'8")
LaundryMain

Location

Location is approximate. See nearby homes on the map

Recent sales nearby

See what similar homes within 1 km sold for in the last year. Create a free account or sign in to see them.

The neighbourhood

Getting around Car-dependent

No subway, LRT or GO station within a short trip.

Within a 10-minute walk: no grocery stores, 0 cafés and restaurants, 0 parks.

Who lives here postal area P1H

Owners / renters
80% / 20%
Median household income
$82,000
Average age
47
Children under 15
13%
Homes
78% detached, 1% high-rise
Commute by transit
0%
Population
18,099

Languages spoken most at home besides English: Gujarati 0.1%, German 0.1%, Punjabi (Panjabi) 0.1%, Tagalog (Pilipino, Filipino) 0.1%.

Distances are approximate. Places © OpenStreetMap contributors. Neighbourhood figures: Statistics Canada, 2021 Census.

Living here

Commute

Noise Nothing major nearby

No highway within 500 m, rail line within 300 m, or airport flight path nearby.

Distances from the map, not noise measurements. Visit at rush hour to judge for yourself.

Internet High-speed

50/10 Mbps or faster available here by cable, fibre or DSL (the federal high-speed target).

From the federal broadband map. Check exact speeds and providers for the address.

Roads, rail, airports and planned stations © OpenStreetMap contributors. Internet: Innovation, Science and Economic Development Canada, National Broadband Data.

Listed by Chestnut Park Real Estate.

Listing information provided by PropTx Innovations Inc. and TRREB; deemed reliable but not guaranteed accurate by PropTx.

Similar homes nearby

See more in Lake of Bays