655 Charlotte Street

101 - Town, Niagara-on-the-Lake, L0S 1J0

$1,499,999

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  • 3 bedrooms
  • 3 bathrooms
  • 8 parking
  • 2000-2500 sq ft

Listed 12 days ago · MLS® X13876812

About this home

Classic Niagara-on-the-Lake charm, beautiful gardens, and pride of ownership welcome you to 655 Charlotte Street. Located in sought-after Old Town, this lovingly maintained 3-bedroom, 2.5-bathroom home offers timeless character and everyday comfort. Framed by mature trees and beautifully landscaped gardens, its handsome brick exterior, charming dormers, and covered entrance create an inviting first impression.The main-floor primary bedroom adds convenience and flexibility, while two additional bedrooms provide space for family, guests, or a home office. A large unfinished basement offers a blank canvas to suit your needs, whether you envision a recreation room, home gym, hobby space, or additional living area. An attached double garage adds everyday practicality.Outside, enjoy the thoughtfully tended gardens and a deck updated approximately three years ago-an ideal setting for morning coffee, outdoor dining, and relaxed evenings with friends and family. Close to the Heritage Trail, Old Town shops and restaurants, and the Shaw Festival Theatre, this home puts the best of Niagara-on-the-Lake within easy reach. A charming, well-cared-for home ready for its next chapter.

Details

Type
Detached
Style
2-Storey
Age
16-30 years
Size
2000-2500 sq ft
Lot
60 × 120.08 ft
Basement
Full, Unfinished
Garage
Attached
Kitchens
1
Property tax
$9,455 (2026)
Neighbourhood
101 - Town
Municipality
Niagara-on-the-Lake
Price per sq ft
$667 (10% below detached houses in 101 - Town, $743)

Interior

Bedrooms
3 above ground
Bathrooms
1 × 2-piece (main), 1 × 5-piece (main), 1 × 5-piece (second)
Rooms
9 above ground + 3 below
Family room or den
Yes
Fireplace
Family Room
Features
Primary Bedroom - Main Floor

Heating, cooling and services

Heating
Forced Air, Gas
Air conditioning
Central Air
Water and sewer
Sewer

Building and exterior

Style
2-Storey
Exterior
Brick
Roof
Asphalt Shingle
Foundation
Poured Concrete
Age
16-30 years
Faces
North
Outdoor
Porch, Landscaped

Parking

Garage spaces
2
Total parking
8

Lot

Size
60 × 120.08 ft

More

Possession
FLEXIBLE
Nearby
Arts Centre, Golf, Rec./Commun.Centre, School Bus Route, Park, Greenbelt/Conservation
Cross street
John/Niagara

Rooms

RoomLevelSizeFeatures
FoyerMain3.48 × 11 m (11'5" × 36'1")
Dining RoomMain3.45 × 3.81 m (11'4" × 12'6")
Living RoomMain5.21 × 4.5 m (17'1" × 14'9")
KitchenMain4.09 × 3.35 m (13'5" × 11')Pantry
BreakfastMain3.43 × 3.35 m (11'3" × 11')
Primary BedroomMain4.6 × 6.38 m (15'1" × 20'11")
BathroomMain3.86 × 3.76 m (12'8" × 12'4")5 Pc Ensuite
LaundryMain4.12 × 1.55 m (13'6" × 5'1")
Family RoomSecond3.56 × 8.28 m (11'8" × 27'2")
BedroomSecond4.22 × 3.53 m (13'10" × 11'7")
BedroomSecond5.08 × 4.72 m (16'8" × 15'6")
BathroomSecond2.57 × 2.26 m (8'5" × 7'5")Ensuite Bath
RecreationBasement14.66 × 9.75 m (48'1" × 32')
OtherBasement6.93 × 3.86 m (22'9" × 12'8")
OfficeBasement3.45 × 3.56 m (11'4" × 11'8")

Location

Location is approximate. See nearby homes on the map

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The neighbourhood

Getting around Car-dependent

No subway, LRT or GO station within a short trip.

Within a 10-minute walk: no grocery stores, 0 cafés and restaurants, 1 park. Nearest park: Veterans Memorial Park (900 m).

Who lives here postal area L0S

Owners / renters
87% / 13%
Median household income
$95,000
Average age
48
Children under 15
13%
Homes
83% detached, 1% high-rise
Commute by transit
0%
Population
60,409

Languages spoken most at home besides English: Spanish 0.4%, Mandarin 0.4%, German 0.4%, Polish 0.2%.

Flood and conservation No mapped hazard

Not inside a mapped flood plain or regulated area in Niagara Peninsula Conservation’s mapping.

Screening maps only. Ask the conservation authority for a property inquiry before relying on this.

Safety

Crime Severity Index for Niagara Region (St. Catharines) police: 54 vs 57 for Ontario (2025).

Police-reported figures for the whole police service area, not this street. Rates use the area’s resident population.

Distances are approximate. Places © OpenStreetMap contributors. Neighbourhood figures: Statistics Canada, 2021 Census. Flood and regulation mapping: Niagara Peninsula Conservation open data. Crime Severity Index: Statistics Canada.

Living here

Commute

To Union Station (downtown Toronto): 51 km. Transit times · Driving times

Noise Nothing major nearby

No highway within 500 m, rail line within 300 m, or airport flight path nearby.

Distances from the map, not noise measurements. Visit at rush hour to judge for yourself.

Internet High-speed

50/10 Mbps or faster available here by cable, fibre or DSL (the federal high-speed target).

From the federal broadband map. Check exact speeds and providers for the address.

Roads, rail, airports and planned stations © OpenStreetMap contributors. Internet: Innovation, Science and Economic Development Canada, National Broadband Data.

Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE.

Listing information provided by PropTx Innovations Inc. and TRREB; deemed reliable but not guaranteed accurate by PropTx.

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