431 Albert Street

Exeter, South Huron, N0M 1S1

$799,000

Reduced $100,000 from $899,000

3 bedrooms
3 bathrooms
5 parking
2000-2500 sq ft

Listed 32 days ago · MLS® X13801168

Open house

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About this home

The Benjamin O'Neii House represents something increasingly difficult to find: an older home with genuine character, craftsmanship and a story of its own, thoughtfully renovated for modern living. Original 8.5 ft front doors, rich red pine floors, soaring ceilings, intricate plaster medallions, substantial heritage trim, transom and oversized windows create an atmosphere that is not easily reproduced in a new home. The principal living and dining rooms retain the elegance expected of a home of this era, while the redesigned kitchen introduces a contemporary standard of living. Upstairs, three bedrooms provide tranquility and privacy. The primary suite is lovely with its own sitting room offering a private place to read, relax or simply enjoy. The beautifully finished bathroom continues the property's blend of old and new with spa-like heated floors, a classic clawfoot tub and an impressive 7 ft glass shower. A finished lower level adds an entirely different dimension: a spacious guest room, bathroom, and rec area with an 85 inch theatre screen, heated office floor and a hidden speakeasy-inspired wine room. Outside, the covered porches provide the transitional spaces that make older homes so enjoyable-places for a morning beverage, to gather with friends or watch the seasons change. This property has been transformed into a private four season destination, with an expansive Wolf high density deck, outdoor kitchen, hot tub and a 16 ft x 16 ft pavilion centred around a stone fireplace. Perhaps the greatest appeal is not having to choose between character and convenience. The original craftsmanship and history remain. The architectural details that give an older home its soul remain, but the major improvements have already been undertaken. Located approximately 40 minutes from London and Stratford, and a 20 minute drive to the Lake Huron shoreline, step away from the ordinary and into a home that feels established, personal and enduring.

Details

Type: Detached
Style: 2-Storey
Age: 100+ years
Size: 2000-2500 sq ft
Lot: 92.88 × 141.83 ft
Basement: Full, Partially Finished
Garage: Attached
Kitchens: 1
Property tax: $5,331 (2025)
Neighbourhood: Exeter
Municipality: South Huron
Price per sq ft: $355 (10% below detached houses in Exeter, $394)

Interior

Bedrooms: 3 above ground
Bathrooms: 1 × 4-piece (upper), 1 × 3-piece (basement), 1 × 2-piece (main)
Rooms: 17 above ground
Family room or den: No
Fireplace: Electric
Features: Auto Garage Door Remote, Bar Fridge, Generator - Partial, Guest Accommodations, In-Law Capability, Storage, Sump Pump, Upgraded Insulation, Water Heater Owned, Workbench

Heating, cooling and services

Heating: Forced Air, Gas
Air conditioning: Central Air
Water and sewer: Sewer

Building and exterior

Style: 2-Storey
Exterior: Brick
Roof: Asphalt Shingle
Foundation: Brick, Poured Concrete
Age: 100+
Faces: West
Outdoor: Built-In-BBQ, Deck, Hot Tub, Landscaped, Lighting, Patio, Privacy, Porch, Shed

Parking

Garage spaces: 2
Total parking: 5
Driveway and parking: Private

Lot

Size: 92.88 × 141.83 ft (irregular)
Acreage: < .50

Possession: Flexible
Nearby: Golf, Greenbelt/Conservation, Hospital, Library, Park, Place Of Worship
Cross street: James

Rooms

Room	Level	Size
Living Room	Main	4.53 × 4.59 m (14'10" × 15'1")
Dining Room	Main	6.76 × 4.31 m (22'2" × 14'2")
Kitchen	Main	5.23 × 4.55 m (17'2" × 14'11")
Office	Main	1.96 × 8.34 m (6'5" × 27'4")
Sitting	Main	3.26 × 3.34 m (10'8" × 10'11")
Bedroom	Upper	4.14 × 3.59 m (13'7" × 11'9")
Sitting	Upper	2.43 × 3.17 m (8' × 10'5")
Bedroom 2	Upper	4.4 × 3 m (14'5" × 9'10")
Bedroom 3	Upper	4.31 × 2.92 m (14'2" × 9'7")
Family Room	Lower	4.02 × 5.89 m (13'2" × 19'4")
Other	Lower	6.69 × 4.76 m (21'11" × 15'7")
Other	Lower	1.96 × 3.63 m (6'5" × 11'11")
Office	Lower	4.45 × 2.81 m (14'7" × 9'3")
Utility Room	Lower	3.76 × 3 m (12'4" × 9'10")

History of this address

5 earlier listings at this address, with sold and leased prices. Create a free account or sign in to see them.

Location

Location is approximate. See nearby homes on the map

Recent sales nearby

See what similar homes within 1 km sold for in the last year. Create a free account or sign in to see them.

The neighbourhood

Getting around Somewhat walkable

No subway, LRT or GO station within a short trip.

Within a 10-minute walk: 1 grocery store, 8 cafés and restaurants, 1 park, 1 pharmacy. Nearest grocery: Foodland (650 m). Nearest park: Victoria Park (600 m).

Schools nearby

Elementary

Exeter Elementary School
EQAO: Gr 6 reading 86%, math 43%10 min walk
Precious Blood Separate School Catholic
EQAO: Gr 6 reading 78%, math 52%11 min walk

Secondary

South Huron District High School
EQAO: Gr 9 math 48%, literacy test 82%8 min walk

EQAO: share of students meeting the provincial standard (2024–25). Ontario average: Gr 6 reading 86%, math 51%; Gr 9 math 55%; literacy test 83%.

Closest schools, not school zones. Check which school serves this address with the school board before relying on it.

Who lives here postal area N0M

Owners / renters: 82% / 18%
Median household income: $91,000
Average age: 44
Children under 15: 17%
Homes: 85% detached, 0% high-rise
Commute by transit: 0%
Population: 69,177

Languages spoken most at home besides English: German 0.3%, Dutch 0.2%, Spanish 0.1%, Pennsylvania German 0.1%.

Safety

Crime Severity Index for Exeter (South Huron) (OPP): 50 vs 57 for Ontario (2025).

Police-reported figures for the whole police service area, not this street. Rates use the area’s resident population.

Distances are approximate. Places © OpenStreetMap contributors. Neighbourhood figures: Statistics Canada, 2021 Census. School results: EQAO via Ontario Data Catalogue (Open Government Licence – Ontario). Crime Severity Index: Statistics Canada.

Living here

Commute

Noise Nothing major nearby

No highway within 500 m, rail line within 300 m, or airport flight path nearby.

Distances from the map, not noise measurements. Visit at rush hour to judge for yourself.

Internet High-speed

50/10 Mbps or faster available here by cable, fibre or DSL (the federal high-speed target).

From the federal broadband map. Check exact speeds and providers for the address.

Roads, rail, airports and planned stations © OpenStreetMap contributors. Internet: Innovation, Science and Economic Development Canada, National Broadband Data.

Listed by SUTTON GROUP - SELECT REALTY.

Listing information provided by PropTx Innovations Inc. and TRREB; deemed reliable but not guaranteed accurate by PropTx.