194-196 St. Paul Street

About this home

Here is a rare opportunity to own a truly distinctive, well maintained commercial building in the heart of downtown St. Catharines, where location truly matters. This solid two storey, turn of the century former bank offers outstanding street presence and endless commercial possibilities. The main floor features soaring ceilings, an open concept layout, abundant natural light, gas fireplace, bar and island area, ample cabinetry, appliances included, a 2 piece bathroom, and iconic architectural elements including the original bank vault. The building was most recently operated as a food and beverage concept and would be ideal for a wide range of retail, hospitality, office, or service based uses. The second floor offers additional flexible space suitable for office, meeting, or creative use, with two half baths, shower, kitchenette, storage areas, and private rooms. A full basement provides even more functional storage space. One parking space is available at the rear of the building. Steps to the Meridian Centre, Performing Arts Centre, restaurants, and public transit, this is a unique asset in one of Niagara's most walkable downtown cores. Property is also available for lease.

Details

Type

Store W Apt/Office

Lot

37.01 × 85.49 ft

Garage

None

Property tax

$13,039 (2025)

Neighbourhood

451 - Downtown

Municipality

St. Catharines

Interior

Bathrooms

2 × bathroom

Heating, cooling and services

Heating

Gas Forced Air Open

Air conditioning

Yes

Utilities

Yes

Building and exterior

Building area

3,794 Square Feet

More

Possession

Flexible

Cross street

James Street