108 James Street E

Cobourg, Cobourg, K9A 1H3

$788,900

Reduced $30,100 from $819,000

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  • 3+1 bedrooms
  • 2 bathrooms
  • 4 parking
  • 1100-1500 sq ft

Listed 17 days ago · MLS® X13858126

About this home

LOCATION, UPDATES, PRIVACY PLUS POTENTIAL for SECONDARY APT UNIT to offset expenses if you choose! An EXCEPTIONAL VALUE in one of Cobourg's most desired neighbourhoods of Century & Vintage homes, old growth trees & pretty landscaped gardens. A 6 mins stroll to enjoy the beautiful, sparkling Lakefront, Victoria Park, the Beach, Marina, Yacht Club, Boardwalk, the Esplanade or Downtown to your favourite cafes, restaurants. 1 Level living! All-brick, well-renovated Bungalow with 3+1BR & 2Baths. Enjoys 1425 sq ft on MN FL PLUS a fully finished LL. Potential for separate LL Apt. for guests or Income! (R/In Kitchen,1 BR, Living Room, 3pce bath, Laundry room, Inter-wired Smoke Detectors, Fire-break Drywall already completed as a head start. Buyer to get final permit w/ Town). Private, fenced backyard is framed by mature trees & established perennial gardens. Substantial interlock patios wrap the front, side & back of home for pleasant outdoor living. An alluring home in a lovely setting. Rooms are back! FR DRs separate Living & Dining Rooms. A separate, bright Kitchen with natural stone quartzite counters, marble flooring, custom built wood cabinetry. Original oak strip floors dramatically stained black. Carpet free. A useful Laundry closet installed for ease on MN FL by kitchen. A fully finished LL offers a spacious Rec Room, 4th BR, 3-pc Slate & Glass-Tiled Bath, R/in Kitchen & a 2nd Lndry/Storage Rm. Pot lights & luxury vinyl lam flring. A modern, clean LL space. Large, newer windows bring natural light & pretty landscaped views. Cherry trees, Hydrangeas, Wisteria, Roses, Honeysuckle, Clematis, Mint, Lily of the Valley fragrances. A Limewash stain treatment just completed over entire brick exterior adds curb appeal & a preserving, "brick-healthy" alternative to paint. Both Decks/Stairs just stained. Inside Entry from Single Car Inset Garage into LL. + 3-Outdoor surface parking spaces. **LL ROUGHED-IN KITCHEN VIRTUALLY STAGED TO SHOW CABINETS, SINK, APPLS.**Zoned R3.

Details

Type
Detached
Style
Bungalow
Age
51-99 years
Size
1100-1500 sq ft
Lot
40.45 × 128.13 ft
Basement
Finished, Separate Entrance, Walk-Out, Walk-Up, Development Potential
Garage
Attached
Kitchens
1
Property tax
$4,089 (2025)
Neighbourhood
Cobourg
Municipality
Cobourg
Price per sq ft
$607 (21% above detached houses in Cobourg, $500)

Interior

Bedrooms
3 above ground + 1 below
Bathrooms
1 × 4-piece (main), 1 × 3-piece (lower)
Rooms
3 above ground + 1 below
Family room or den
Yes
Fireplace
Wood
Features
In-Law Suite, Primary Bedroom - Main Floor, Storage, Upgraded Insulation, Water Heater Owned, Carpet Free

Heating, cooling and services

Heating
Water, Gas
Water and sewer
Sewer

Building and exterior

Style
Bungalow
Exterior
Brick Front
Roof
Asphalt Shingle
Foundation
Poured Concrete
Age
51-99 years
Faces
North
Outdoor
Deck, Landscaped, Patio

Parking

Garage spaces
1
Total parking
4
Driveway and parking
Private

Lot

Size
40.45 × 128.13 ft (irregular)

More

Possession
Immediate
Cross street
College St & James St E

Rooms

RoomLevelSizeFeatures
BathroomMain1.83 × 3.05 m (6' × 10')
KitchenMain3.35 × 3.35 m (11' × 11')
Living RoomMain3.96 × 5.18 m (13' × 17')
BedroomMain3.05 × 3.05 m (10' × 10')
BedroomMain3.05 × 3.96 m (10' × 13')
Primary BedroomMain3.35 × 3.96 m (11' × 13')
BathroomLower1.83 × 2.13 m (6' × 7')
Family RoomLower3.96 × 6.71 m (13' × 22')
LaundryLower3.35 × 6.1 m (11' × 20')
Bedroom 4Lower2.75 × 6 m (9' × 19'8")

History of this address

1 earlier listing at this address, with sold and leased prices. Create a free account or sign in to see them.

Location

Location is approximate. See nearby homes on the map

Recent sales nearby

See what similar homes within 1 km sold for in the last year. Create a free account or sign in to see them.

The neighbourhood

Getting around Very walkable

No subway, LRT or GO station within a short trip.

Within a 10-minute walk: 3 grocery stores, 24 cafés and restaurants, 3 parks, 3 pharmacies. Nearest grocery: The Market & Smør (400 m). Nearest park: James J. Tracey Park (500 m).

Schools nearby

Elementary

  • St. Michael Catholic Elementary School Catholic
    EQAO: Gr 6 reading 94%, math 44%
    7 min walk
  • C.R. Gummow Public School
    EQAO: Gr 6 reading 89%, math 53%
    11 min walk
  • St. Joseph Catholic Elementary School Catholic
    EQAO: Gr 6 reading 80%, math 27%
    1.7 km
  • Merwin Greer School
    EQAO: Gr 6 reading 80%, math 35%
    1.8 km

Secondary

  • Cobourg Collegiate Institute
    EQAO: Gr 9 math 53%, literacy test 81%
    14 min walk
  • Northumberland Centre for Individual Studies1.5 km
  • St. Mary Catholic Secondary School Catholic
    EQAO: Gr 9 math 57%, literacy test 75%
    2.1 km

EQAO: share of students meeting the provincial standard (2024–25). Ontario average: Gr 6 reading 86%, math 51%; Gr 9 math 55%; literacy test 83%.

Closest schools, not school zones. Check which school serves this address with the school board before relying on it.

Who lives here postal area K9A

Owners / renters
74% / 26%
Median household income
$82,000
Average age
49
Children under 15
13%
Homes
65% detached, 3% high-rise
Commute by transit
1%
Population
26,757

Languages spoken most at home besides English: Arabic 0.3%, Korean 0.2%, Mandarin 0.1%, Tagalog (Pilipino, Filipino) 0.1%.

Safety

Crime Severity Index for Cobourg police: 85 vs 57 for Ontario (2025).

Police-reported figures for the whole police service area, not this street. Rates use the area’s resident population.

Distances are approximate. Places © OpenStreetMap contributors. Neighbourhood figures: Statistics Canada, 2021 Census. School results: EQAO via Ontario Data Catalogue (Open Government Licence – Ontario). Crime Severity Index: Statistics Canada.

Living here

Commute

Noise Nothing major nearby

No highway within 500 m, rail line within 300 m, or airport flight path nearby.

Distances from the map, not noise measurements. Visit at rush hour to judge for yourself.

Internet High-speed

50/10 Mbps or faster available here by cable, fibre or DSL (the federal high-speed target).

From the federal broadband map. Check exact speeds and providers for the address.

Roads, rail, airports and planned stations © OpenStreetMap contributors. Internet: Innovation, Science and Economic Development Canada, National Broadband Data.

Listed by Century 21 United Realty Inc..

Listing information provided by PropTx Innovations Inc. and TRREB; deemed reliable but not guaranteed accurate by PropTx.

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