73 Garfield Avenue S 1D

Stipley, Hamilton, L8M 2S3 · More in this building

$449,999

Reduced $79,001 from $529,000

1+1 bedrooms
1 bathrooms
1 parking
1200-1399 sq ft

Listed 74 days ago · MLS® X13650978

About this home

Welcome to this one-of-a-kind loft nestled within a beautifully converted historic building in the heart of Hamilton! This stylish 2-storey loft offers an incredible blend of character, space and modern convenience. Featuring 1+1 bedroom, 1 bathroom and over 1,600 square feet of finished living space, including a rare finished basement, an almost unheard-of feature in loft living.From the moment you step inside, you'll be captivated by the expansive ceilings, oversized windows, and abundant natural light that fill the spacious, functional layout. The updated kitchen overlooks the open-concept living and dining area, creating the perfect space for entertaining or simply enjoying everyday life. Upstairs, the loft-style primary bedroom offers a unique retreat. The finished basement offers exceptional flexibility, with endless possibilities for a second bedroom, home office, gym, media room, or additional living space. Enjoy the convenience of in-unit laundry and a dedicated parking space. Located in the vibrant Stipley neighbourhood, you're just minutes from Gage Park, Tim Horton's Field, transit, parks, shops, restaurants and everyday amenities, with easy access to major highways.A rare opportunity to own a unique loft that seamlessly combines historic charm and modern style, this one checks all the boxes!

Details

Type: Condo Apartment
Style: Loft
Size: 1200-1399 sq ft
Basement: Finished
Garage: None
Kitchens: 1
Property tax: $4,532 (2026)
Maintenance fee: $628/month
Neighbourhood: Stipley
Municipality: Hamilton
Price per sq ft: $346 (29% below condo apartments in Hamilton, $491)
Fee per sq ft: $0.48/month (Hamilton median $0.76)

Interior

Bedrooms: 1 above ground + 1 below
Bathrooms: 1 × 3-piece (second)
Rooms: 9 above ground
Family room or den: No
Fireplace: No
Laundry: In-Suite Laundry, Ensuite
Features: Carpet Free

Heating, cooling and services

Heating: Forced Air, Gas
Air conditioning: Central Air

Building and exterior

Style: Loft
Exterior: Brick

Parking

Total parking: 1
Driveway and parking: Private

Condo

Monthly fee: $628
Fee includes: Common Elements Included, Building Insurance Included, Parking Included
Exposure: East
Pets: Yes-with Restrictions
Property manager: WCP

Possession: Flexible
Nearby: Public Transit, School, Place Of Worship, Rec./Commun.Centre
Cross street: Main St. E.

Rooms

Room	Level	Size	Features
Kitchen	Main	3.63 × 2.16 m (11'11" × 7'1")
Foyer	Main	2.77 × 4.57 m (9'1" × 15')
Living Room	Main	4.47 × 5.18 m (14'8" × 17')	Vaulted Ceiling(s)
Dining Room	Main	2.18 × 2.52 m (7'2" × 8'3")
Primary Bedroom	Second	6.58 × 4.93 m (21'7" × 16'2")
Bathroom	Second	3.05 × 3.25 m (10' × 10'8")	3 Pc Ensuite, 3 Pc Bath
Den	Basement	4.47 × 4.19 m (14'8" × 13'9")
Laundry	Basement	3.02 × 1.6 m (9'11" × 5'3")
Utility Room	Basement	1.47 × 2.16 m (4'10" × 7'1")

History of this address

1 earlier listing at this address, with sold and leased prices. Create a free account or sign in to see them.

Location

Location is approximate. See nearby homes on the map

Recent sales nearby

See what similar homes within 1 km sold for in the last year. Create a free account or sign in to see them.

The neighbourhood

Getting around Walkable

🚆 Hamilton GO Centre2.6 km

Within a 10-minute walk: no grocery stores, 16 cafés and restaurants, 5 parks, 4 pharmacies. Nearest park: Stirton Tot-Lot (600 m).

Schools nearby

Elementary

Adelaide Hoodless Public School
EQAO: Gr 6 reading 79%, math 52%6 min walk
Prince of Wales Elementary Public School
EQAO: Gr 6 reading 79%, math 49%10 min walk
St. Ann Catholic Elementary School Catholic
EQAO: Gr 6 reading 88%, math 52%12 min walk
École élémentaire catholique Notre-Dame French
EQAO: Gr 6 reading 96%, math 65%13 min walk

Secondary

St. Charles Adult & Continuing Education Centre - Downtown East Campus Catholic3 min walk
Bernie Custis Secondary School
EQAO: Gr 9 math 36%, literacy test 65%9 min walk
Cathedral High School Catholic
EQAO: Gr 9 math 43%, literacy test 64%14 min walk

EQAO: share of students meeting the provincial standard (2024–25). Ontario average: Gr 6 reading 86%, math 51%; Gr 9 math 55%; literacy test 83%.

Closest schools, not school zones. Check which school serves this address with the school board before relying on it.

Who lives here postal area L8M

Owners / renters: 40% / 60%
Median household income: $61,200
Average age: 40
Children under 15: 14%
Homes: 38% detached, 13% high-rise
Commute by transit: 15%
Population: 13,774

Languages spoken most at home besides English: Spanish 1.3%, Arabic 0.6%, Polish 0.5%, Ukrainian 0.3%.

Flood and conservation No mapped hazard

Not inside a mapped flood plain or regulated area in Niagara Peninsula Conservation’s mapping.

Screening maps only. Ask the conservation authority for a property inquiry before relying on this.

Safety

Crime Severity Index for Hamilton police: 62 vs 57 for Ontario (2025).

Police-reported figures for the whole police service area, not this street. Rates use the area’s resident population.

Distances are approximate. Places © OpenStreetMap contributors. Neighbourhood figures: Statistics Canada, 2021 Census. School results: EQAO via Ontario Data Catalogue (Open Government Licence – Ontario). Flood and regulation mapping: Niagara Peninsula Conservation open data. Crime Severity Index: Statistics Canada.

Living here

Commute

To downtown Hamilton: 3 km. Transit times · Driving times

Noise Nothing major nearby

No highway within 500 m, rail line within 300 m, or airport flight path nearby.

Distances from the map, not noise measurements. Visit at rush hour to judge for yourself.

Internet High-speed

50/10 Mbps or faster available here by cable, fibre or DSL (the federal high-speed target).

From the federal broadband map. Check exact speeds and providers for the address.

Short-term rentals

Only in your principal residence, with a City business licence (since December 2023).

City rules

Roads, rail, airports and planned stations © OpenStreetMap contributors. Internet: Innovation, Science and Economic Development Canada, National Broadband Data.

Listed by Keller Williams Edge Realty.

Listing information provided by PropTx Innovations Inc. and TRREB; deemed reliable but not guaranteed accurate by PropTx.

Estimated monthly cost

Mortgage: $1,971
Property tax: $378
Maintenance: $628
Total: $2,976

$90,000 down, 25-year amortization at 4.39%.

Cash needed to buy

Down payment: $90,000
Land transfer tax: $5,475
Legal and other costs: ~$2,500
Total: $97,975

First-time buyers can get up to $8,475 of land transfer tax back. All closing costs

Adjust the numbers

Rental potential

$1,723/month

Typical asking rent for 1 bedroom condos like this within 2 km (16 for rent now; most $1,600–$1,800).

As a rental, with 20% down

Rent: $1,723
Mortgage: −$1,971
Property tax: −$378
Maintenance fee: −$628
Insurance, repairs, vacancy: −$138
Cash flow: −$1,392/month

Cap rate 1.5% · gross yield 4.6%. Rentals need 20% down. Rough figures before income tax; ask us for a full analysis.

Rent control: Depends on when the unit was first lived in: before Nov. 15, 2018 it’s covered by Ontario’s yearly limit (2.1% in 2026); after, there’s no cap.

See rentals nearby