44 Lowell Avenue

451 - Downtown, St. Catharines, L2R 2E1

$424,900

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Listed today · MLS® X14094084

About this home

CHARM, SPACE & VERSATILITY IN THIS ST. CATHARINES DUPLEX! Whether you're looking for a smart investment, an owner-occupied opportunity or the perfect multigenerational living arrangement, this charming 2-unit duplex offers plenty of possibilities. The extra-spacious main floor unit is filled with character, featuring beautiful hardwood flooring throughout, 2 generous bedrooms, a 4-piece bathroom, a functional kitchen and a bright, open-concept living and dining area with plenty of room to entertain. Enjoy direct access to the quaint, fully fenced backyard, along with convenient basement access for laundry and storage.The second-floor unit offers a bright and inviting 2-bedroom layout with a practical kitchen and comfortable living space. With estimated monthly rental potential of approximately $1,950 for the main floor and $1,700 for the upper unit, this property offers excellent income potential. Listing agents are happy to assist in securing tenants prior to closing!Outside, enjoy a charming, fully fenced backyard, perfect for relaxing, gardening or entertaining. The seller is also willing to add a single front-yard parking space if desired.Location is another standout feature! Conveniently situated close to schools, parks, public transit, shopping and everyday amenities, with quick access to both the QEW and Highway 406. Just minutes from the vibrant downtown St. Catharines hub, with its fantastic restaurants, shops and entertainment! Notable updates include a new sewer line (2025), roof improvements including a newer portion of the rear roof replaced in 2026 and the remaining 8-10 years old, an owned hot water tank (approx. 5 years), removal of all knob-and-tube wiring, two 100-amp breaker panels & a high-efficiency furnace (approx. 5 years). Live in 1, rent the other, or add a versatile income property to your portfolio! The 2 estimated rents total $3,650/month or $43,800/year in potential gross rental income, which is a nice selling feature for investors.

Details

Type
Investment
Age
100+ years
Lot
27 × 97.5 ft
Garage
None
Property tax
$3,020 (2025)
Neighbourhood
451 - Downtown
Municipality
St. Catharines

Heating, cooling and services

Heating
Gas Forced Air Closed
Utilities
Yes

Building and exterior

Age
100+
Building area
1,657 Square Feet

More

Possession
IMMEDIATE
Cross street
Ontario St to Lowell Ave

History of this address

1 earlier listing at this address, with sold and leased prices. Create a free account or sign in to see them.

Location

Location is approximate. See nearby homes on the map

Recent sales nearby

See what similar homes within 1 km sold for in the last year. Create a free account or sign in to see them.

The neighbourhood

Getting around Walkable

No subway, LRT or GO station within a short trip.

Within a 10-minute walk: 1 grocery store, 13 cafés and restaurants, 4 parks, 3 pharmacies. Nearest grocery: FreshCo (850 m). Nearest park: Alex McKenzie Park (200 m).

Schools nearby

Elementary

  • Harriet Tubman Public School
    EQAO: Gr 6 reading 84%, math 60%
    12 min walk
  • French Elite Montessori Private13 min walk
  • St. Denis Catholic Elementary School Catholic
    EQAO: Gr 6 reading 100%, math 50%
    16 min walk
  • St. Nicholas Catholic Elementary School Catholic
    EQAO: Gr 6 reading 82%, math 18%
    18 min walk

Secondary

  • St. Catharines Collegiate Catholic
    EQAO: Gr 9 math 74%, literacy test 85%
    15 min walk
  • St. John Adult Learing Centre Catholic1.8 km

EQAO: share of students meeting the provincial standard (2024–25). Ontario average: Gr 6 reading 86%, math 51%; Gr 9 math 55%; literacy test 83%.

Closest schools, not school zones. Check which school serves this address with the school board before relying on it.

Who lives here postal area L2R

Owners / renters
50% / 50%
Median household income
$61,200
Average age
42
Children under 15
14%
Homes
49% detached, 13% high-rise
Commute by transit
5%
Population
25,558

Languages spoken most at home besides English: Spanish 1.5%, Arabic 0.9%, Mandarin 0.4%, Tagalog (Pilipino, Filipino) 0.4%.

Flood and conservation No mapped hazard

Not inside a mapped flood plain or regulated area in Niagara Peninsula Conservation’s mapping.

Screening maps only. Ask the conservation authority for a property inquiry before relying on this.

Safety

Crime Severity Index for Niagara Region (St. Catharines) police: 54 vs 57 for Ontario (2025).

Police-reported figures for the whole police service area, not this street. Rates use the area’s resident population.

Distances are approximate. Places © OpenStreetMap contributors. Neighbourhood figures: Statistics Canada, 2021 Census. School results: EQAO via Ontario Data Catalogue (Open Government Licence – Ontario). Flood and regulation mapping: Niagara Peninsula Conservation open data. Crime Severity Index: Statistics Canada.

Living here

Commute

To Union Station (downtown Toronto): 54 km. Transit times · Driving times

Noise Nothing major nearby

No highway within 500 m, rail line within 300 m, or airport flight path nearby.

Distances from the map, not noise measurements. Visit at rush hour to judge for yourself.

Internet High-speed

50/10 Mbps or faster available here by cable, fibre or DSL (the federal high-speed target).

From the federal broadband map. Check exact speeds and providers for the address.

Roads, rail, airports and planned stations © OpenStreetMap contributors. Internet: Innovation, Science and Economic Development Canada, National Broadband Data.

Listed by RE/MAX NIAGARA REALTY LTD, BROKERAGE.

Listing information provided by PropTx Innovations Inc. and TRREB; deemed reliable but not guaranteed accurate by PropTx.

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