97 Zaph Avenue

Highland Creek, Toronto, M1C 1M9

$799,900

Reduced $50,000 from $849,900

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  • 3 bedrooms
  • 3 bathrooms
  • 3 parking
  • 700-1100 sq ft

Listed 47 days ago · MLS® E13739846

About this home

Incredible investment opportunity in Toronto's prestigious Highland Creek! This detached property features modern updates alongside massive potential for future redevelopment. Located in a rapidly transitioning neighborhood where many older homes have been torn down and rebuilt into custom estates. Minutes to U of T Scarborough, Hwy 401, parks, & transit. Don't miss this opportunity! VTB financing available with as little as 15% down @ 6.5%, amortized up to 50 years/interest only - no income verification or credit qualifications.

Details

Type
Detached
Style
1 1/2 Storey
Size
700-1100 sq ft
Lot
51.5 × 127.78 ft
Basement
Finished
Garage
Detached
Kitchens
1
Property tax
$4,005 (2026)
Neighbourhood
Highland Creek
Municipality
Toronto E10
Price per sq ft
$889 (35% above detached houses in Highland Creek, $659)

Interior

Bedrooms
3 above ground
Bathrooms
1 × 4-piece (ground), 1 × 3-piece (second), 1 × 2-piece (basement)
Rooms
5 above ground + 2 below
Family room or den
No
Fireplace
No

Heating, cooling and services

Heating
Forced Air, Gas
Air conditioning
Central Air
Water and sewer
Septic

Building and exterior

Style
1 1/2 Storey
Roof
Asphalt Shingle
Foundation
Concrete Block
Faces
East

Parking

Garage spaces
1
Total parking
3
Driveway and parking
Private

Lot

Size
51.5 × 127.78 ft

More

Possession
TBD
Cross street
401 & Meadowvale

Price history

DatePriceChange
Oct 1, 2026$824,900Listed
Oct 19, 2026$799,900−$25,000

History of this address

1 earlier listing at this address, with sold and leased prices. Create a free account or sign in to see them.

Location

Location is approximate. See nearby homes on the map

Recent sales nearby

See what similar homes within 1 km sold for in the last year. Create a free account or sign in to see them.

The neighbourhood

Getting around Somewhat walkable

  • 🚆 Rouge Hill GO3.5 km

Within a 10-minute walk: no grocery stores, 0 cafés and restaurants, 3 parks, 2 pharmacies. Nearest park: Bob Hunter Greenspace (700 m).

Schools nearby

Elementary

  • Meadowvale Public School
    EQAO: Gr 6 reading 100%, math 52%
    6 min walk
  • Cardinal Leger Catholic School Catholic
    EQAO: Gr 6 reading 94%, math 67%
    10 min walk
  • John G Diefenbaker Public School
    EQAO: Gr 6 reading 96%, math 48%
    12 min walk
  • Chief Dan George Public School
    EQAO: Gr 6 reading 86%, math 45%
    13 min walk

EQAO: share of students meeting the provincial standard (2024–25). Ontario average: Gr 6 reading 86%, math 51%; Gr 9 math 55%; literacy test 83%.

Closest schools, not school zones. Check which school serves this address with the school board before relying on it.

Who lives here postal area M1C

Owners / renters
89% / 11%
Median household income
$130,000
Average age
43
Children under 15
14%
Homes
79% detached, 1% high-rise
Commute by transit
16%
Population
35,642

Languages spoken most at home besides English: Tamil 4.5%, Mandarin 1.5%, Tagalog (Pilipino, Filipino) 1.3%, Bengali 1.3%.

Flood and conservation Regulated area

This address is inside a conservation-authority regulated area (Toronto and Region Conservation Authority): near a valley, stream, shoreline or wetland, where flooding or erosion can occur. New building, additions, pools or grading usually need a permit from the authority.

Screening maps only. Ask the conservation authority for a property inquiry before relying on this.

Safety

Major crime per resident in Highland Creek (2025): about the Toronto average, down 9% from the year before.

  • Assault25% below average
  • Break and enter38% below average
  • Auto theftabout average
  • Robbery44% below average
  • Theft from vehiclesabout average
  • Shootingsabout average

Crime Severity Index for Toronto police: 60 vs 57 for Ontario (2025).

Police-reported figures for the whole neighbourhood, not this street. Rates use the area’s resident population.

Development nearby

No planning applications within 500 m in the last five years.

Rezoning, site plan, subdivision and condominium applications filed with the city.

Distances are approximate. Places © OpenStreetMap contributors. Neighbourhood figures: Statistics Canada, 2021 Census. School results: EQAO via Ontario Data Catalogue (Open Government Licence – Ontario). Flood and regulation mapping: Toronto and Region Conservation Authority open data. Neighbourhood crime: Toronto Police Service Public Safety Data Portal (Open Government Licence – Toronto Police Service). Crime Severity Index: Statistics Canada.

Living here

Commute

To Union Station (downtown Toronto): 24 km. Transit times · Driving times

Noise 1 source nearby

  • 🛣️ Highway 401400 m

Distances from the map, not noise measurements. Visit at rush hour to judge for yourself.

What can be built RD

Residential Detached (with a site-specific exception).

  • ✅ Up to 4 homes on the lot (multiplex)
  • ✅ Garden suite in the backyard
  • ✅ Laneway suite, if the lot backs onto a lane

From Toronto’s Zoning By-law 569-2013 map. Lot size, setbacks and trees decide what actually fits; check with a planner before you buy.

Full lot check · Run the numbers

Building permits

No building permits at this address since 2014.

2 permits on this block of the street in the last 2 years, including 1 new home.

Permits filed with the City of Toronto. A permit doesn’t mean the work passed final inspection.

Trees

10 City street trees within 100 m. That’s fewer than the Toronto average of 42.

Trees on City boulevards only, not private yards or parks.

Internet High-speed

50/10 Mbps or faster available here by cable, fibre or DSL (the federal high-speed target).

From the federal broadband map. Check exact speeds and providers for the address.

Short-term rentals

Only in your principal residence (where you live). The entire home can be rented up to 180 nights a year; renting up to 3 bedrooms while you live there has no limit. Hosts register with the City and collect the 6% accommodation tax.

City rules

Zoning, heritage, building permits and street trees: City of Toronto open data (Open Government Licence – Toronto). Roads, rail, airports and planned stations © OpenStreetMap contributors. Internet: Innovation, Science and Economic Development Canada, National Broadband Data.

Listed by CENTURY 21 HERITAGE GROUP LTD..

Listing information provided by PropTx Innovations Inc. and TRREB; deemed reliable but not guaranteed accurate by PropTx.

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