44 James Street W

Cobourg, Cobourg, K9A 2J9

$650,000

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  • 3 bedrooms
  • 2 bathrooms
  • 4 parking
  • 2000-2500 sq ft

Listed 10 days ago · MLS® X13885024

About this home

Character and history fill this red brick home, ideally located moments from Lake Ontario and downtown shops, restaurants, and markets. Offering a family-friendly layout, detached garage, and private backyard, this home blends timeless charm with thoughtful updates. A bright, open foyer welcomes guests and leads into the inviting front living room, featuring a cozy fireplace and charming window nook. The living room flows seamlessly into the spacious family and dining rooms, where a bay window fills the carpet-free space with natural light. The updated kitchen offers ample cabinetry and counter space, stainless steel appliances, a large window overlooking the double undermount sink, and a tin tile-style backsplash. A full bathroom and convenient mudroom with abundant storage complete the main level. Upstairs, three well-appointed bedrooms offer ample closet space, with one bedroom enjoying a walkout to the balcony. An updated, sun-filled bathroom with a separate tub and glass shower enclosure, plus a convenient laundry room, add everyday functionality to the upper level. Outside, the private fenced backyard offers a peaceful retreat, with an elevated deck ideal for al fresco dining and a patio perfect for entertaining or quiet evenings under the stars. Just moments from downtown amenities, Cobourg Beach, and convenient 401 access, this character-filled home offers the perfect place to put down roots in Northumberland County.

Details

Type
Detached
Style
2-Storey
Size
2000-2500 sq ft
Lot
45 × 84.06 ft
Basement
Full, Unfinished
Garage
Detached
Kitchens
1
Property tax
$4,430 (2026)
Neighbourhood
Cobourg
Municipality
Cobourg
Price per sq ft
$289 (42% below detached houses in Cobourg, $500)

Interior

Bedrooms
3 above ground
Bathrooms
1 × 4-piece (main), 1 × 4-piece (second)
Rooms
11 above ground + 3 below
Family room or den
Yes
Fireplace
Wood, Family Room

Heating, cooling and services

Heating
Forced Air, Gas
Water and sewer
Sewer

Building and exterior

Style
2-Storey
Exterior
Brick
Roof
Asphalt Shingle
Faces
North
Outdoor
Deck, Patio, Porch, Landscaped

Parking

Garage spaces
1
Total parking
4
Driveway and parking
Private

Lot

Size
45 × 84.06 ft
Acreage
< .50

More

Possession
TBD
Cross street
James St W & George St

Rooms

RoomLevelSizeFeatures
SittingMain4.36 × 4.05 m (14'4" × 13'3")Fireplace
Living RoomMain4.86 × 3.64 m (15'11" × 11'11")
Dining RoomMain3.62 × 4.13 m (11'11" × 13'7")
KitchenMain5.3 × 3.45 m (17'5" × 11'4")
BathroomMain1.89 × 1.53 m (6'2" × 5')4 Pc Bath
Mud RoomMain3.04 × 2.64 m (10' × 8'8")
Primary BedroomUpper4.75 × 3.56 m (15'7" × 11'8")
BathroomUpper1.89 × 4.63 m (6'2" × 15'2")4 Pc Bath
Bedroom 2Upper4.21 × 3.64 m (13'10" × 11'11")
Bedroom 3Upper3.82 × 3.45 m (12'6" × 11'4")Walk-In Closet(s), W/O To Balcony
LaundryUpper1.89 × 2.11 m (6'2" × 6'11")
OtherBasement8.08 × 7.2 m (26'6" × 23'7")Unfinished
Utility RoomBasement5.3 × 3.65 m (17'5" × 12')
OtherBasement1.88 × 3.56 m (6'2" × 11'8")
OtherBasement

Location

Location is approximate. See nearby homes on the map

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The neighbourhood

Getting around Very walkable

No subway, LRT or GO station within a short trip.

Within a 10-minute walk: 3 grocery stores, 24 cafés and restaurants, 3 parks, 3 pharmacies. Nearest grocery: The Market & Smør (450 m). Nearest park: Rotary Waterfront Park (500 m).

Schools nearby

Elementary

  • St. Michael Catholic Elementary School Catholic
    EQAO: Gr 6 reading 94%, math 44%
    2 min walk
  • C.R. Gummow Public School
    EQAO: Gr 6 reading 89%, math 53%
    18 min walk
  • Burnham Public School
    EQAO: Gr 6 reading 81%, math 56%
    1.6 km
  • Notre Dame Catholic Elementary School Catholic
    EQAO: Gr 6 reading 96%, math 65%
    1.7 km

Secondary

  • Cobourg Collegiate Institute
    EQAO: Gr 9 math 53%, literacy test 81%
    1.3 km
  • Northumberland Centre for Individual Studies1.8 km
  • St. Mary Catholic Secondary School Catholic
    EQAO: Gr 9 math 57%, literacy test 75%
    2.2 km

EQAO: share of students meeting the provincial standard (2024–25). Ontario average: Gr 6 reading 86%, math 51%; Gr 9 math 55%; literacy test 83%.

Closest schools, not school zones. Check which school serves this address with the school board before relying on it.

Who lives here postal area K9A

Owners / renters
74% / 26%
Median household income
$82,000
Average age
49
Children under 15
13%
Homes
65% detached, 3% high-rise
Commute by transit
1%
Population
26,757

Languages spoken most at home besides English: Arabic 0.3%, Korean 0.2%, Mandarin 0.1%, Tagalog (Pilipino, Filipino) 0.1%.

Safety

Crime Severity Index for Cobourg police: 85 vs 57 for Ontario (2025).

Police-reported figures for the whole police service area, not this street. Rates use the area’s resident population.

Distances are approximate. Places © OpenStreetMap contributors. Neighbourhood figures: Statistics Canada, 2021 Census. School results: EQAO via Ontario Data Catalogue (Open Government Licence – Ontario). Crime Severity Index: Statistics Canada.

Living here

Commute

Noise Nothing major nearby

No highway within 500 m, rail line within 300 m, or airport flight path nearby.

Distances from the map, not noise measurements. Visit at rush hour to judge for yourself.

Internet High-speed

50/10 Mbps or faster available here by cable, fibre or DSL (the federal high-speed target).

From the federal broadband map. Check exact speeds and providers for the address.

Roads, rail, airports and planned stations © OpenStreetMap contributors. Internet: Innovation, Science and Economic Development Canada, National Broadband Data.

Listed by RE/MAX HALLMARK FIRST GROUP REALTY LTD..

Listing information provided by PropTx Innovations Inc. and TRREB; deemed reliable but not guaranteed accurate by PropTx.

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