20 Henry Street

451 - Downtown, St. Catharines, L2R 5T3

$519,000

Photo 1 of 39Photo 2 of 39Photo 3 of 39Photo 4 of 39Photo 5 of 39Photo 6 of 39Photo 7 of 39Photo 8 of 39Photo 9 of 39Photo 10 of 39Photo 11 of 39Photo 12 of 39Photo 13 of 39Photo 14 of 39Photo 15 of 39Photo 16 of 39Photo 17 of 39Photo 18 of 39Photo 19 of 39Photo 20 of 39Photo 21 of 39Photo 22 of 39Photo 23 of 39Photo 24 of 39Photo 25 of 39Photo 26 of 39Photo 27 of 39Photo 28 of 39Photo 29 of 39Photo 30 of 39Photo 31 of 39Photo 32 of 39Photo 33 of 39Photo 34 of 39Photo 35 of 39Photo 36 of 39Photo 37 of 39Photo 38 of 39Photo 39 of 39
  • 5 bedrooms
  • 2 bathrooms
  • 2 parking
  • 1500-2000 sq ft

Listed 103 days ago · MLS® X13541218

About this home

Located in the heart of downtown St. Catharines, this fully rented legal duplex presents a strong turnkey opportunity in a buyer-friendly market. The main floor unit generates $1,850 per month plus hydro, while the upper unit is now vacant, offering flexibility to live in one unit and rent the other, or lease it out at current market rents. The property has been professionally managed with a consistent tenant history, and the management company is open to remaining in place to ensure a smooth transition. The main floor offers three bedrooms, a full bathroom, and an unfinished basement, while the upper unit features two bedrooms, a 4-piece bathroom, and a private entrance off Henry Street. Shared laundry adds convenience, with direct access from one unit and an additional side entrance. Set in a walkable neighbourhood just minutes to Montebello Park, restaurants, shopping, transit, and everyday amenities, this is a smart option for investors looking to start or expand their portfolio with a reliable income-producing property. Minimum 24 hours' notice required for showings.

Details

Type
Duplex
Style
2-Storey
Size
1500-2000 sq ft
Lot
34 × 92 ft
Basement
Partial Basement, Unfinished
Garage
None
Kitchens
2
Property tax
$3,338 (2025)
Neighbourhood
451 - Downtown
Municipality
St. Catharines

Interior

Bedrooms
5 above ground
Bathrooms
1 × 4-piece (main), 1 × 4-piece (upper)
Rooms
10 above ground
Family room or den
No
Fireplace
No

Heating, cooling and services

Heating
Forced Air, Gas
Air conditioning
Central Air
Water and sewer
Sewer

Building and exterior

Style
2-Storey
Exterior
Vinyl Siding
Roof
Asphalt Shingle
Foundation
Block, Concrete Block
Faces
South

Parking

Total parking
2
Driveway and parking
Private Double

Lot

Size
34 × 92 ft

More

Possession
Flexible
Cross street
Lake St & Louisa St

Rooms

RoomLevelSizeFeatures
BedroomMain
Bedroom 2Main
Bedroom 3Main
KitchenMain
BathroomMain4 Pc Bath
BedroomUpper4.3 × 2.9 m (14'1" × 9'6")
BedroomUpper4 × 2 m (13'1" × 6'7")
BathroomUpper4 Pc Bath
Dining RoomUpper4 × 3.1 m (13'1" × 10'2")Combined w/Kitchen
KitchenUpper2.7 × 2.1 m (8'10" × 6'11")

History of this address

3 earlier listings at this address, with sold and leased prices. Create a free account or sign in to see them.

Location

Location is approximate. See nearby homes on the map

Recent sales nearby

See what similar homes within 1 km sold for in the last year. Create a free account or sign in to see them.

The neighbourhood

Getting around Walkable

No subway, LRT or GO station within a short trip.

Within a 10-minute walk: no grocery stores, 62 cafés and restaurants, 4 parks, 5 pharmacies. Nearest park: Catherine Street Park (550 m).

Schools nearby

Elementary

  • French Elite Montessori Private5 min walk
  • Harriet Tubman Public School
    EQAO: Gr 6 reading 84%, math 60%
    8 min walk
  • St. Nicholas Catholic Elementary School Catholic
    EQAO: Gr 6 reading 82%, math 18%
    9 min walk
  • École élémentaire catholique Immaculée-Conception French
    EQAO: Gr 6 reading 85%, math 31%
    10 min walk

Secondary

  • St. Catharines Collegiate Catholic
    EQAO: Gr 9 math 74%, literacy test 85%
    7 min walk
  • St. John Adult Learing Centre Catholic1.3 km

EQAO: share of students meeting the provincial standard (2024–25). Ontario average: Gr 6 reading 86%, math 51%; Gr 9 math 55%; literacy test 83%.

Closest schools, not school zones. Check which school serves this address with the school board before relying on it.

Who lives here postal area L2R

Owners / renters
50% / 50%
Median household income
$61,200
Average age
42
Children under 15
14%
Homes
49% detached, 13% high-rise
Commute by transit
5%
Population
25,558

Languages spoken most at home besides English: Spanish 1.5%, Arabic 0.9%, Mandarin 0.4%, Tagalog (Pilipino, Filipino) 0.4%.

Flood and conservation No mapped hazard

Not inside a mapped flood plain or regulated area in Niagara Peninsula Conservation’s mapping.

Screening maps only. Ask the conservation authority for a property inquiry before relying on this.

Safety

Crime Severity Index for Niagara Region (St. Catharines) police: 54 vs 57 for Ontario (2025).

Police-reported figures for the whole police service area, not this street. Rates use the area’s resident population.

Distances are approximate. Places © OpenStreetMap contributors. Neighbourhood figures: Statistics Canada, 2021 Census. School results: EQAO via Ontario Data Catalogue (Open Government Licence – Ontario). Flood and regulation mapping: Niagara Peninsula Conservation open data. Crime Severity Index: Statistics Canada.

Living here

Commute

To Union Station (downtown Toronto): 54 km. Transit times · Driving times

Noise Nothing major nearby

No highway within 500 m, rail line within 300 m, or airport flight path nearby.

Distances from the map, not noise measurements. Visit at rush hour to judge for yourself.

Internet High-speed

50/10 Mbps or faster available here by cable, fibre or DSL (the federal high-speed target).

From the federal broadband map. Check exact speeds and providers for the address.

Roads, rail, airports and planned stations © OpenStreetMap contributors. Internet: Innovation, Science and Economic Development Canada, National Broadband Data.

Listed by EXP REALTY.

Listing information provided by PropTx Innovations Inc. and TRREB; deemed reliable but not guaranteed accurate by PropTx.

Similar homes nearby

See more in St. Catharines